Our Team

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Paul Bosley

Founder

Paul Bosley is known for his expertise in financing for franchises and especially in the health club industry. Paul is the owner of Healthclubexperts.com and has partnered with several national franchises to assist new franchise partners acquire the capital they need to launch their new businesses. He is also keen on helping existing business owners find the finances to expand their current business. He is a regular speaker and writer for many health club industry conferences and online magazines.

Paul was a regular volunteer for SCORE in Broward County, Florida where he was a mentor and workshop leader on the topic of financing. His popular workshop was titled, Sourcing Capital for Your Business. Paul taught participants about the various sources of funding that you can get for your business. Bank loans, private & angel investors, venture capital are all discussed. Startups and growing businesses can all learn from this workshop.

Listen to his radio interview on The Small Business Lending Outlook for 2015 which aired in January 2015 on SCORE Radio.

Paul has owned and operated health clubs for twenty-five years of his thirty-five years he has worked in the health club industry. Paul assists nearly all of the major fitness equipment vendors to secure equipment financing for their equipment sales to start ups and existing health club owners. Contact Paul for his recommendation for local dealers or manufacturers’ representatives in your area for your next fitness equipment purchase or visit our Equipment Listing page for a list of vendors he currently represents. Please visit and connect with me on LinkedIn
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Marisol Cruz

Chief Operating Officer


Specializing in Small Business and Start-Up Financing
SBA and Equipment Leasing

Marisol Cruz, experienced in securing funding in the start-up and franchise industries, provides financing to businesses across the US.

With a Master of Business Administration degree, coupled with previous experience in the personal consumer loans and automotive financing fields, Marisol leverages her knowledge to customize the right lending solution and streamline the loan application process.

Marisol’s mission is to help small business owners find opportunities to fulfill their dreams of ownership.

You can contact Marisol by email at: Marisol@businessfinancedepot.com
or by phone at 800-788-3884, ext. 2.
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Christy Bosley

Database Manager

Christy Bosley has been around the health club industry from an early age as her father worked in the industry. Christy developed a very strong interest in health and fitness so much that she earned a bachelor’s degree in Exercise Science and Health Promotion and a master’s degree in Exercise Science and Health Promotion, specializing in Exercise Physiology. Christy has competed in lacrosse, swimming and has a passion for both power and Olympic lifting.

One thing that stands out to working within the fitness industry is how close-knit people are and how everyone seems to know everyone. Christy is the Database Manager keeping the contacts up to date so we can keep in touch with our clients.
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Gary Raffensberger

Director of Operations

Gary has been in the financial industry for the last 11 years, working in sales, processing loans, and equipment leasing.

His expertise is getting the right loan product for his clients, and to help them through the process.

Gary continues to build relationships with many franchisors and sales representatives around the country by going to specific Franchise and Health & Fitness trade shows and conventions.

In his spare time, Gary enjoys time with his family and is a photographer.
Frank Young

Frank Young

Director of Finance

Frank has been a Florida Banker for the past 35 years in Palm Beach County and Broward County.

He specialized in business banking and has now accepted a new challenge with Lendio to help new clients achieve their dreams and build and grow their business.

Frank resides in Palm Beach County with his wife he enjoys spending time with his 3 grandsons and his mountain house in the Blue Ridge Mountains in Georgia.

He is a graduate of the Florida School of Banking and an alumni of Adelphi Business.
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Stephen Indictor

Business Development Director

Stephen has 35 years of exceptional sales leadership in equipment finance and leasing with a proven track record for selling service and value over rate and price.

An outstanding reputation for customer service, relationship management, account retention, revenue growth and customer loyalty.

Skilled in developing and implementing marketing strategies and training materials for sales and loan originators.

Strong problem solving skills combined with organized nature, ability to prioritize, manage time and maximize resources.
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Iveta Rietschel

Chief Financial Officer

Iveta Rietschel, founder and President of Bookkeeping South Florida Service received her BA degree in Accounting, Economic and International Business from Business Academy in Czech Republic and earned a Bachelor of Science in Accounting from University of Phoenix.

Bookkeeping, taxes, and financial advising has been Iveta’s expertise for more than 20 years.

Accounting degree and Professional Bookkeeper Certification, Accounts Payable Specialist, Quick Books Specialist, and Tax Preparer Certifications have given Iveta all the resources needed to provide quality and accurate services to start your business, process monthly bookkeeping, prepare for taxes, and complete filing requirements.

We provide you with knowledge and wisdom allowing you to focus on running your company.

We can help you grow your business, increase your profit and lower taxes.
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Ken Countess

Director of Marketing

Ken Countess is managing director of The Countess Group, a strategic marketing and communications consultancy now in its 20th year.

One of Constant Contact's top partners and trainers for many years, Ken helps businesses with email marketing, CRM, social media, websites, and more.

His company helps its clients gain an unfair advantage over their competition through targeted marketing.

An award-winning marketer, Ken has held executive management positions at several Fortune 100 companies, including Motorola, Marriott and Caremark, where he provided award‐winning leadership for the fastest growing divisions of these industry leaders.

Ken holds an M.B.A. in Marketing from Florida Atlantic University and a B.A. in Business Economics from the State University of New York.

You can reach Ken at kc@thecountessgroup.com or at 407-242-4200.
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Trisch Garthoefner

Certified Valuation Analyst

Through her expertise as a certified business valuation analyst, master analyst in financial forensics and enrolled agent, Trisch is able to offer business valuation and financial services in various capacities including: growth opportunities through acquisitions and the addition of new shareholders; individuals involved in divorce proceedings (property distribution, financial forensics); companies considering or going through bankruptcy; valuing minority and majority holdings for gifting/estate planning purposes; and the pricing of company stock for new share offerings.

She works directly with individuals, privately/publicly held companies, attorneys and forensic accountants in the creation of business valuations and the review of other expert’s valuations.

She holds a Master’s degree in Accounting with a concentration on business valuations.
AJ Moore

AJ Moore

Sales Assistant

A.J. Moore is the Sales Assistant for Business Finance Depot.

She handles the day-to-day client calls and follow-ups, and supports Paul and Marisol with client communication and appointment scheduling.

AJ is a business professional with over 10 years in the hospitality industry and expertise in sales, customer service and business administration.

Her positive attitude and warm personality, coupled with her time management and communication skills, make her a valuable asset to our growing team.
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Alicia Frank

Credit Repair

Ms. Alicia S. Frank is the principle owner of Ask 4 Premier Credit Repair, since September of 2008. Ask 4 Premier Credit Repair is bonded and insured, members of the National Association of Credit Services Organization and A rated with the BBB.

Ms. Frank’s team has now helped tens of thousands of clients to not only qualify for loans, but to qualify at the best interest rate; thereby, saving thousands of dollars in their monthly payment.

Ms. Frank’s background includes being a real estate investor for 20 years, a graduate degree in Psychology from N.Y.U. and an undergraduate degree from John Jay College of Criminal Justice.

If you are serious about improving your credit status; hence, your purchasing power, you owe it to yourself to give her a call today - 954-217-3763
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Jeffrey J. Wolfe, Esq.

Attorney

Jeffrey J. Wolfe, Esq. is a business and corporate transactional attorney. Mr. Wolfe’s practice involves a broad range of transactional work such as entity formation; corporations, partnerships, limited liability companies and strategic alliances; acquisitions and divestitures; franchising; leasing; trademarking; and taxation. Mr. Wolfe has represented a number of start-ups and emerging growth companies. A significant portion of Mr. Wolfe’s practice involves commercial and residential real estate including acquisitions and sales; development; leasing; condominium and homeowner associations. Mr. Wolfe commonly prepares all types of commercial documents including purchase and sale agreements, loan agreements, leases, non-disclosure agreements, non-competition agreements, employment agreements, independent contractor agreements, operating agreements, shareholder agreements, buy-sell agreements, etc.

Jeffrey J. Wolfe, Esq.
Sachs Sax Caplan, P.L.
Work: (561) 237-6868
Work: (561) 994-4499
Mobile: (561) 601-1832
Email: jwolfe@ssclawfirm.com
Email: jeffreyjwolfe@gmail.com
6111 Broken Sound Parkway NW
Suite 200 | Boca Raton, FL 33487
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Patricia Maldonado

Public Relations and Media Relations

Patricia Maldonado is a former newspaper reporter who made the switch to public relations. Ms. Maldonado worked as a reporter for The Associated Press and The Miami Herald, where she was a member of the Pulitzer Prize-winning team of reporters, editors and researchers awarded the top prize in journalism for their work covering local city elections that were eventually overturned.

Ms. Maldonado served as communications director for the Human Services Coalition (now Catalyst Miami), a Miami nonprofit that launched an initiative to promote the Earned Income Tax Credit and free tax preparation services for lower income families in Miami-Dade and Broward counties.

She also spent time as a communication coordinator for the John S. and James L. Knight Foundation.

Patricia is President of Little Fish Media, is a privately held company based in Miami that works primarily with small and medium-sized businesses and nonprofits.

The company grew out of the founder’s experience working as a reporter and in communications in the nonprofit sector.

Ms. Maldonado’s specialty is media outreach and helping clients develop their own channels of communication to broaden their visibility and promote their products to customers, clients and other target audiences.
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Milton De Vecchi

IT

Milton De Vecchi started with an IBM clone running Windows 3.1 over 20 years ago. His first Corporate IT job was providing Compaq Computer Helpdesk for home users, which gradually elevated to Level 1 Support for SBS market. De Vecchi’s next challenge was government. With a lifelong passion to help others, teaching was a natural career step. Milton joined Miami Dade County Public schools to provide Helpdesk for 3,000 users during the day shift. On the night shift, he taught classes for Adult Education School; Intro to computers, Computer Repair and Network Plus curriculum. During the .com time, De Vecchi decided to try the startup boom and joined World Interactive Network (Local SBS, raised 9 million supporting 50 Dealerships across South Florida, Houston TX and New Jersey area) as an IT Manager. His IT Department at WIN included a full staff of 40 IT professionals from Developers, Network Admin to Graphics Designer. For the next 10 years De Vecchi opened MyNetkey (break fix IT Company) providing SBS in the South Florida market. Mynetkey collaborated with major projects in Miami with Midtown Group in NY and Midtown Miami, also local artist Romero Britto. In 2008 MyNetkey joined CMIT Solutions franchise (140+ locations with 700 techs). With his partner, De Vecchi builds a local team of seven by providing cutting edge Enterprise Solutions for Small Business. Their vertical market for MSP includes; Law firms, Dentistry and Retail Businesses.
SBA Loan Coordinator

Louann Driver

SBA Loan Coordinator

Louann Driver has over 30-years of experience assisting small businesses, start-ups, nonprofits, and domestic/international franchises with business development, strategic planning, operations, marketing, sales, and consulting services.

Louann has worked in the franchise development and sales arena across the USA, Canada, and Oceania with major franchised brands as Curves, Denny’s, and International Choice Hotels.

Louann is a University of Tampa alumni and member of the Gamma Pi Chapter of Alpha Chi Omega.

You can contact Louann directly by email at Louann@BusinessFinanceDepot.com or via her cell phone at 910-376-1116.
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Jennifer Roark McCants

Graphic Designer

Jennifer has a well-rounded background in art direction, project coordination, graphic art design, writing and editing, and photography.

She easily applies her skills previously honed from her time spent at marketing companies creating impressionable and result-driven materials to help brand, communicate and generate awareness.

Having earned a Bachelor of Fine Arts degree in Graphic Design at the International Academy of Design & Technology in Tampa, Florida as well as a Bachelor of Arts degree in English at Henderson State University in Arkadelphia, Arkansas,

Jennifer’s knowledge, artistic acumen, multitasking skills and unsurpassed drive make her an excellent addition to our team.
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David Hyland

Video Journalist

David Hyland is an multiple award winning video director, producer and videographer who has been involved in creating business promotional videos for over 20 years.

He is currently a business journalist for Orlando Business TV, video director for Sports Business Update, and is General Manager of Travtec Communications, which customizes digital media productions that provide visual content for business marketing.
Sandra Burgos

Sandra Burgos

Notary Public
Sandra Burgos has been a notary public since 1997 and is the owner of NotaDoc.

Prior to starting NotaDoc, she worked at law firms, residential and commercial real estate brokerages, and title companies.

She helped our community by working at Orange County Legal Aid Society for 9 years serving low income families.

NotaDoc provides businesses and individuals with the ability to have their documents notarized completely online.

NotaDoc is available to notarize documents online in ALL 50 states, including mobile notarization for those located in Central Florida.

If you’re interested in learning more about the benefits of online notarization, please schedule an introductory meeting: www.calendly.com/notadoc/introductorymeeting

Please email Sandra at notary@mynotadoc.com or phone: (407) 733-2319

Hablamos Espanol
Balaji

Balaji

DocuSign Expert

Balaji has over 9 years of experience in IT industry and has been specialist in digital/electronic signature.

He is certified DocuSign consultant/ Expert whose ideas helps clients both big and small work smarter and more efficiently.

DocuSign is a proven way to speed up any business process that requires a signature by replacing manual and paper processes with automated, digital technologies.

His consultation leverages software to solve problems for individuals and businesses who can't afford to spend their time evaluating, implementing, or optimizing their current systems or processes.

Balaji helps clients integrate it into their existing systems or implements it as part of a new system that requires it for example, opening an account, securing a loan, Mortgage.

In his spare time, Balaji likes to exercise, travel, meet new people, and learn new developer technologies.

You can reach him on LinkedIn or via email at 19balaji88@gmail.com